Direct primary care is a membership with your physician. One flat monthly fee covers your everyday care. No insurance middleman. No copays.
One flat price covers unlimited visits and same-day care, as often as you need them. Many practices fold in labs and basic procedures too.
Text them. Call them. Hop on video. Members typically hear back the same day.
Come in once a month or once a week. Doesn't matter. It's already paid for.
Feel awful today? You're usually seen today or tomorrow. The average wait for a new appointment elsewhere is 23 days.
Stitches, shots, biopsies, EKGs. Often done on the spot, with no referral scavenger hunt.
Bloodwork that can cost $200 elsewhere runs $5 to $20 here. Same tube of blood. Way smaller bill.
You know the price before you walk in. No claims, no coding, no bill showing up six weeks later.
Adults pay $50 to $150 a month. Concierge medicine charges that much again on top of your insurance. DPC doesn't add a fee. It replaces insurance for your everyday care.
ERs are for emergencies. A fever that won't quit or a knee that needs a look? Text your doctor instead.
Skip one ER trip your doctor could've handled by text. The year's already paid for.
About two-thirds of ER visits by insured patients (18 million of 27 million a year) are conditions primary care could've handled. Source: UnitedHealth Group.
Skip the front desk. Text your doctor, call them, or jump on a video visit.
Here's why that works. A DPC doctor typically carries around 400 patients. Conventional practices carry 2,000 or more. That extra room means 30 to 60 minute visits instead of 10. A 9pm text about a fever actually gets an answer.
DPC covers primary care. Insurance still handles the big things, like a hospital stay or cancer treatment.
People usually pair it with a cheap bare-bones HDHP made for the worst case. The membership already covers everything you'd use week to week. Some members use a health care sharing plan instead, which splits large medical costs across a pool of members for less than a traditional premium.
As of January 2026 DPC memberships officially qualify for HSA dollars. Pre-tax, no workaround, no asterisk.
You don't need to be sick, rich, or fed up with insurance to want this. A doctor who remembers your name and picks up the phone works for everybody.
Same doctor every time. Nobody's reading your chart cold.
Your doctor tracks where your health is headed, not just today's concerns.
A quick text in July gets the same attention as your annual physical.
4,078 providers across 3,075 practices in all 50 states
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