Question 1

Is Direct Primary Care legal in Florida?

Accepted Answer

Yes. Florida passed its DPC law in 2018 after years of attempts. Governor Scott signed SB 80 and HB 37 on March 23, 2018, making Florida the 24th state to pass DPC legislation, following failed attempts dating back to 2015. It's codified at Fla. Stat. § 624.27. Read the statute.

Question 2

How much does Direct Primary Care cost in Florida?

Accepted Answer

Adult DPC memberships in Florida typically run $65–$139 a month. Family plans usually cost less per person, and kids' memberships come in cheaper too. Pricing depends a lot on the practice and city, so browse Florida practices to compare real numbers.

Question 3

Is a DPC agreement considered insurance under Florida law?

Accepted Answer

No. Florida law states a direct primary care agreement isn't insurance and isn't subject to the Insurance Code. No. Fla. Stat. § 624.27 says a direct primary care agreement isn't insurance as defined under § 624.02, and it's not subject to the Florida Insurance Code. The law puts DPC squarely outside insurance regulation.

Question 4

Can a Florida DPC doctor also bill my insurance for the same services?

Accepted Answer

No. Florida law bars DPC practices from billing your insurer for services already covered by your membership. No. Florida law prohibits a DPC practice from submitting claims to your insurer for primary care services already covered by your membership agreement. Double-billing isn't allowed.

Question 5

What must a Florida DPC agreement include?

Accepted Answer

It must be written, describe the covered services and fee, disclose it's not insurance, and guarantee refunds of unearned fees. It has to be in writing, describe the covered services and periodic fee, include the required disclosure that it's not insurance, allow either party to terminate with advance notice, and spell out that unearned prepaid fees get refunded on cancellation.

Question 6

What is Florida's Patient Brokering Act and does it affect DPC?

Accepted Answer

It bars paid referral arrangements between providers, though it doesn't touch standard DPC membership fees. Florida's Patient Brokering Act (§ 817.505) bars paying or receiving commissions or split-fee arrangements for patient referrals. It's worth knowing about if a DPC practice is structuring a partnership or referral relationship with other providers, though it doesn't touch standard DPC membership fees.

Question 7

Do I still need health insurance if I join a Florida DPC practice?

Accepted Answer

Yes. DPC covers most day-to-day primary care, not hospital stays, ER visits, or surgery. Yes. DPC covers most day-to-day primary care but not hospital stays, ER visits, specialists, or surgery. Most Florida members pair their membership with a high-deductible health plan for that. Learn how DPC fits into your coverage.

Direct Primary Care
Doctors in Florida

Browse by city

Highest Rated

Florida DPC laws & FAQ

Direct Primary CareDoctors in Florida

Browse by city

Highest Rated

Florida DPC laws & FAQ

Direct Primary Care
Doctors in Florida