Question 1

Is Direct Primary Care legal in Mississippi?

Accepted Answer

Yes. Mississippi has had a dedicated DPC law since 2015. The state enacted SB 2687 (the Mississippi Direct Primary Care Act) on March 18, 2015, becoming the 9th state with DPC legislation. The law is codified at Miss. Code Ann. §§ 83-81-1 to 83-81-11 and clearly puts DPC agreements outside insurance regulation.

Question 2

How much does Direct Primary Care cost in Mississippi?

Accepted Answer

Adult DPC memberships in Mississippi typically run $65–$159 a month. Family plans usually cost less per person, and kids' memberships run cheaper than an adult's. Prices vary by practice and city, so it's worth comparing a few. Browse Mississippi practices to see real prices near you.

Question 3

Is a DPC agreement considered insurance under Mississippi law?

Accepted Answer

No. Mississippi's Direct Primary Care Act expressly defines DPC agreements as not insurance and exempts them from the Mississippi Insurance Code. A DPC practice doesn't need an insurance license to operate in the state.

Question 4

Can a Mississippi DPC doctor also bill my insurance for the same services?

Accepted Answer

No. Mississippi law prohibits a DPC practice from billing a third-party insurer for services already covered under the DPC agreement. Your periodic membership fee is the full payment for those primary care services.

Question 5

Can Mississippi DPC physicians dispense medications?

Accepted Answer

Yes, but with a unique restriction: the physician has to do it personally. Mississippi regulations say "no physician may delegate dispensing authority to another person," meaning the physician has to personally obtain the medication, prepare it, count it, and place it in the labeled container. PAs aren't allowed to dispense medications in Mississippi.

Question 6

What must a Mississippi DPC agreement include?

Accepted Answer

A written agreement covering services, fees, and your right to cancel. It has to describe covered services and fees, disclose clearly that it's not insurance, allow termination by either party, and spell out refund terms for unearned fees. It should also be clear about what anything outside the membership fee will cost you.

Question 7

Do I still need health insurance if I join a Mississippi DPC practice?

Accepted Answer

Yes, DPC isn't a substitute for insurance. DPC covers most day-to-day primary care but not hospitalizations, ER visits, specialist care, or surgeries. Most Mississippi DPC members pair their membership with a high-deductible health plan for that coverage. Learn how DPC fits into your coverage.

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Mississippi DPC laws & FAQ

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Mississippi DPC laws & FAQ

Direct Primary Care
Doctors in Mississippi