Question 1

Is Direct Primary Care legal in Arkansas?

Accepted Answer

Yes. Arkansas has recognized DPC since 2015 and strengthened the law in 2017. The original 2015 law (Act 101) made Arkansas the 8th state to pass DPC legislation; Act 1020 (HB 2240) replaced it on April 7, 2017, now codified at Ark. Code Ann. § 23-60-104. The update added a clearer DPC definition and stronger consumer protections. Read the statute.

Question 2

How much does Direct Primary Care cost in Arkansas?

Accepted Answer

Adult DPC memberships in Arkansas typically run $55–$149 a month. Family plans usually cost less per person, and kids' memberships run cheaper still. Pricing varies practice to practice, so browse Arkansas practices to compare real numbers.

Question 3

Is a DPC agreement considered insurance under Arkansas law?

Accepted Answer

No. Arkansas law states a DPC agreement isn't insurance and doesn't require an insurance license to operate. No. Act 1020 says outright that a direct primary care agreement isn't insurance and isn't subject to the Arkansas Insurance Code. Practices don't need an insurance license or certificate of authority to operate.

Question 4

Can an Arkansas DPC doctor also bill my insurance for the same services?

Accepted Answer

No. Arkansas law bars DPC practices from billing a third party extra for services already covered under your membership. No. Arkansas law bars DPC practices from billing a third party any extra fee for services already covered under the membership. The monthly fee is meant to be full payment for those services.

Question 5

What must an Arkansas DPC agreement include?

Accepted Answer

It must be in writing, spell out the covered services and fees, and disclose that it isn't insurance. It has to be in writing, spell out what services and fees are covered, include the required disclosures that it's not insurance, and lay out how termination works. Patients also have to be told they may still need insurance for anything outside the DPC scope.

Question 6

Can I dispense medications at an Arkansas DPC practice?

Accepted Answer

Only with a permit from the Arkansas State Medical Board. Only with a permit from the Arkansas State Medical Board. Arkansas is stricter here than most states, which is why practices typically lean on wholesale lab and medication pricing instead of dispensing in-office.

Question 7

Do I still need health insurance if I join an Arkansas DPC practice?

Accepted Answer

Yes. DPC covers day-to-day primary care, not hospital stays, ER visits, or specialists. Yes. DPC handles day-to-day primary care but not hospital stays, ER visits, specialists, or surgery. Most members pair their membership with a high-deductible health plan for that coverage. Learn how DPC fits into your coverage.

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Arkansas DPC laws & FAQ

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Arkansas DPC laws & FAQ

Direct Primary Care
Doctors in Arkansas